What Is a Credit-Based Insurance Score?
If you're applying for a vehicle, homeowner's or renter's insurance policy, you may be surprised to learn some of the many factors insurance company underwriters consider when rating you for [...]
What Insurance Do I Need for a Second Home?
If you either own or are considering the purchase of a second home, you may have questions about what insurance you'll need for that second home. If you're like 90+ percent of [...]
What Type of RV Insurance Should I Get?
Recreational vehicles, or RVs, have become increasingly popular and they can be seen on the roads all over North Carolina. The generic term “recreational vehicle” can be applied to numerous types [...]
What is Insurance Bundling?
Insurance bundling is when you have two or more insurance products written by the same insurance provider. The most popular bundle is auto insurance coupled with homeowners insurance. Most insurance companies [...]
Will My Car Insurance Go Up After a Car Accident?
Car insurance is kind of a funny thing. The protection it provides isn't something you want to be without and yet it's not something you want to have to [...]
Is Employer-Sponsored Life Insurance Good Enough?
Life insurance is something important to have, especially if you have a family that depends on your income for their daily living expenses. How much life insurance you should carry depends on [...]
Auto Insurance: What is Pleasure Use?
When filling out a car insurance application, you're likely to encounter a question regarding your typical car use. Usually this question is accompanied by a choice between either “pleasure use” [...]
Car Insurance: Does It Follow the Car or the Driver?
A question frequently asked about car insurance is whether the policy protections follow the car or the driver. As with many insurance questions, there is no black/white answer, but in [...]
What is Hazard Insurance?
You may have heard the term, “hazard insurance,” and wondered exactly what that is. In fact, hazard insurance is part of your homeowners insurance policy rather than a type of [...]
What Does Full Coverage Really Mean?
Vehicle insurance is meant to protect you financially from potential losses involving your vehicle. A vehicle insurance policy can include many different types of coverage, some of which you're required to [...]