How to Use Life Insurance to Buy a House: The Key Steps
Did you know that home ownership in the US is approximately 65.5%? Buying a house is a significant milestone in anyone's life, representing stability, security, and a place to call your [...]
3 Different Types of Life Insurance and Why They’re Important
Are you among 50% of Americans with zero life insurance coverage? The risk of doing without is great and the benefits imperative. Life insurance is the best way to lessen the burden [...]
5 Benefits of Investing in Life Insurance
Millions of Americans lack the protection that life insurance provides. A recent study found that 75% of Americans are hesitant about investing in life insurance. That means millions of people aren't sure if they'll be able to [...]
Should I Get Life Insurance for My Children?
According to results of a survey undertaken by an insurance industry-funded non-profit called “Life Happens,” approximately one-quarter of the respondents said they recently bought life insurance because of the dangers represented by [...]
Is Employer-Sponsored Life Insurance Good Enough?
Life insurance is something important to have, especially if you have a family that depends on your income for their daily living expenses. How much life insurance you should carry depends on [...]
When to Call Your Insurance Agent
Your insurance can be affected by lots of things that happen in life, both major occurrences and seemingly minor ones, and these are often reasons to contact your insurance agent. [...]
Choosing a Life Insurance Beneficiary: 4 Tips
People buy life insurance for a variety of reasons but, by far, the number one reason is to provide financial care for your loved ones in the event of your [...]
Life Insurance: Guaranteed Cash Value and Net Cash Value Explained
There are two basic types of life insurance: term and whole life. Term is known as “pure protection,” since it provides only a death benefit and no accumulated cash value, [...]
11 Insurance Terms Everyone Should Know
Insurance is a risk-sharing arrangement between an individual or entity and an insuring agency, usually an insurance company. This sharing of risk is a hedge taken out by the insured [...]
Does Everyone Need Life Insurance?
There are plenty of reasons for buying life insurance, from ensuring that all of your debts get paid off in the event of your untimely death to protecting your family's [...]