Driver Safety: Watch out for Deer This Fall
It's deer season again here in North Carolina and, although hunting the white tails may be popular, bagging a deer unintentionally with your motor vehicle isn't a recommended method! Deer [...]
A Day in the Life of an Independent Insurance Agent
The idea of insurance dates back thousands of years to ancient Babylon and China, when merchants devised a method of spreading or transferring the risk of financial loss among many. [...]
What to Do If Someone is Injured on Your Property
The State of North Carolina has legal statutes in place called Premises Liability Laws which are a type of personal injury law relating to injuries occurring on another person’s property. [...]
7 Steps to the Lowest Car Insurance Rates
Buying car insurance is something that every vehicle driver here in North Carolina must do, by law, and every car insurance buyer is typically looking for the same thing – [...]
Does Homeowners Insurance Cover Termite Damage?
While it would be nice for homeowners if every possible type of damage to your home were covered by your homeowners insurance policy, the fact is you’re only protected against [...]
Does Homeowners Insurance Cover Dead Trees on My Property?
Homeowners insurance coverage for fallen trees may be handled differently by different carriers and this part of your policy should be carefully read and understood, with the help of your [...]
What Happens When Your Homeowners Insurance Lapses?
Homeowners insurance is a must-have for homeowners with a mortgage. This type of coverage provides protection against financial loss for the mortgage holder if something happens to damage or destroy [...]
How Often Should I Review My Life Insurance?
Conventional wisdom, as well as guidance from the III (International Insurance Institute), dictates that you conduct an annual review of all your insurance policies, if only a cursory look to [...]
Does Renter’s Insurance Cover Floods?
According to fairly recent statistics gathered by the Insurance Information Institute (III), home ownership in the U.S. has been dwindling over the past decade while the number of those renting [...]
How Often Should I Review My Insurance Policies?
Insurance, simply stated, is a way of offsetting risk. Everyone’s life is exposed to certain amounts of risk, and when this potential danger carries with it the possibility of a [...]